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From Italy to a Nasdaq Reservation
How do you follow record-setting success? Get stronger. Take Pacaso. Their real estate co-ownership tech set records in Paris and London in 2024. No surprise. Coldwell Banker says 40% of wealthy Americans plan to buy abroad within a year. So adding 10+ new international destinations, including three in Italy, is big. They even reserved the Nasdaq ticker PCSO.
Paid advertisement for Pacaso’s Regulation A offering. Read the offering circular at invest.pacaso.com. Reserving a ticker symbol is not a guarantee that the company will go public. Listing on the NASDAQ is subject to approvals.
THE MONEY IDEA💡
3 Overseas Stocks to Watch
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International markets are taking the spotlight in 2025 as global equities outpace the U.S. for the first time in years. With a weaker dollar, lower starting valuations, and resilient earnings abroad, overseas stocks are offering investors a rare window of opportunity. Gathered with the help of Morningstar experts, here are three global leaders that top fund managers are buying for long-term growth.
Let’s dive in.
THE MONEY IDEA💡
3 Overseas Stocks to Watch
Bottom Line: SAP is pairing sticky enterprise software demand with accelerating AI adoption, making its current discount look compelling for long-term investors.
Market Leadership – As the world’s largest enterprise software provider, SAP powers mission-critical operations for thousands of multinational corporations.
Wide Moat – High switching costs lock in customers for years, ensuring stable recurring revenue and consistent renewals.
Growth Outlook – Morningstar forecasts revenue growth in the low- to mid-teens for 2025–2026, slowing to high single digits as adoption matures.
AI Catalyst – New enterprise AI features rolling out in 2025 are expected to deepen integration and drive higher client spending.
Valuation Edge – Shares trade around $269.11, below Morningstar’s $311 fair value estimate, offering roughly 15% upside potential.
Do This Next: Begin accumulating below $265 and track management commentary on AI-driven revenue growth in Q3 and Q4.
Bottom Line: TSM dominates global chip manufacturing with wide moat advantages, strong pricing power, and growth fueled by AI, smartphones, and cloud computing.
Global Scale – As the world’s largest dedicated chip foundry, TSM produces advanced semiconductors for Apple, Nvidia, AMD, and other industry leaders.
Moat Strength – Its wide moat rests on cost leadership, cutting-edge process technology, and proprietary know-how that competitors cannot easily replicate.
Growth Projections – Revenue is projected to compound at nearly 16% annually through 2030, driven by rising demand for AI accelerators and advanced logic chips.
Industry Shift – The fabless model has made TSM the go-to production partner, capturing market share as firms abandon in-house chipmaking.
Valuation Gap – At $227.43, shares sit well below Morningstar’s $306 fair value, implying almost 35% potential upside if growth delivers.
Do This Next: Add shares under $225 and treat TSM as a long-term anchor for semiconductor and AI infrastructure exposure.
Bottom Line: Sony has transformed into a diversified entertainment and tech powerhouse, offering investors stable media revenues with optional upside in gaming and hardware.
Strategic Transformation – Over the past decade, Sony shifted away from volatile electronics into higher-margin businesses like music publishing, gaming, and film.
Moat Profile – Morningstar assigns a wide moat overall, with particularly strong competitive advantages in PlayStation gaming and recorded music catalogs.
Growth Engine – Billions invested into streaming, IP rights, and studio content are driving recurring cash flows and reducing reliance on hardware cycles.
Stability Gains – Earnings volatility has declined sharply as entertainment revenue now makes up a growing share of Sony’s consolidated profits.
Current Valuation – Shares trade near $27.63, below Morningstar’s ~$30.50 fair value, giving investors modest but steady upside from here.
Do This Next: Build a position under $27 and monitor segment results in streaming and gaming to confirm sustainable growth momentum.
ACTION PLAN✅
Let’s Make Money Today!
SAP: Buy ≤ $265; monitor AI-driven product adoption and enterprise demand trends.
TSM: Buy ≤ $225; hold long-term as a core semiconductor and AI infrastructure play.
SONY: Buy ≤ $27; track recurring revenue growth across gaming, film, and music segments.
For broader global exposure, layer in international ETFs spanning Europe, Asia, and emerging markets to balance risk from single-stocks.
If you’re looking for more smart, actionable ideas beyond this week’s picks, we’ve gathered a short list of other high-quality newsletters worth your time.
See our curated picks here — practical insights on money, work, and life from trusted sources.
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