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This Technology Makes Every City a Potential Surf Destination
Topgolf revolutionized golf by turning it into a social, tech-driven game for anyone. And they’ve made billions in annual revenue doing it. Surf Lakes is applying that same model to surfing. Their patented tech creates 2,000 ocean-quality rides per hour, anywhere in the world, across all skill levels.
Surf tourism is a $65B global industry, yet fewer than 1% of people live near real waves. Licenses sold across the U.S. and Australia, with plans for a first commercial park in the works.
3x world champ Tom Curren and surf icon Mark Occhilupo have joined as ambassadors and shareholders. Even actor Chris Hemsworth has praised Surf Lakes.
You have until October 30th at 11:59 PM PT to invest in Surf Lakes.
This is a paid advertisement for Surf Lakes’ Regulation CF offering. Please read the offering circular at https://invest.surflakes.com
THE MONEY IDEA💡
4 Money Moves You’ll Thank Yourself For (Bonus)
Welcome, we are {{active_subscriber_count}} Money Masters and counting!
Even the smartest investors build wealth through habits that feel simple in the moment but powerful over time. These four money moves are easy to start, require little maintenance, and can completely change the way your finances grow. Think of them as quiet decisions your future self will look back on and be genuinely grateful for.
Let’s dive in.
THE MONEY IDEA💡
4 Money Moves You’ll Thank Yourself For (Bonus)
Bottom Line: The easiest way to save more is to remove the choice entirely and make it automatic.
Behavioral Advantage: When money moves automatically into savings, you stop seeing it as spendable and build discipline naturally.
Compounding Power: Over time, small transfers grow into meaningful balances that create long-term security.
Stress Relief: Automation ensures progress continues even during busy or uncertain times.
Momentum Builder: Increasing your contribution slightly each quarter keeps the habit growing alongside your income.
Freedom Fund: Automatic saving gives you a safety net that turns emergencies into manageable inconveniences.
Do This Next: Set a recurring weekly transfer to your savings or brokerage account and increase it by a few dollars every few months.
Bottom Line: Paying yourself first ensures your goals are funded before lifestyle spending takes over.
Discipline Edge: Automatic investing creates consistency and prevents emotional decision making.
Compounding Edge: Every early deposit earns more time to grow, multiplying the end result.
Behavioral Trick: You adapt quickly to spending less while your portfolio builds in the background.
Wealth Engine: Investing before expenses turns saving into a habit that compounds for decades.
Time Advantage: The sooner you start, the less you need to invest later to reach the same goal.
Do This Next: Set up an automatic transfer that invests a set percentage of your paycheck before bills are paid.
Bottom Line: Income shows how much you make, but net worth shows how well you manage what you keep.
Awareness Boost: Tracking assets and debts helps you see whether your habits are building or eroding wealth.
Motivation Driver: Watching your progress grow makes saving and investing more rewarding.
Mindset Shift: Focusing on net worth keeps your attention on the big picture instead of short-term fluctuations.
Empowerment Factor: Measuring progress builds accountability and turns finance into a game you can win.
Clarity Gain: Once you know your number, every decision becomes easier and more intentional.
Do This Next: Add up your total assets and debts today, record the number, and update it monthly to track growth.
Bottom Line: Hidden expenses are one of the easiest ways to lose money without realizing it.
Instant Raise: Canceling unused subscriptions is the fastest way to boost cash flow without earning more.
Financial Awareness: Reviewing your spending regularly helps you stay in control and spot leaks early.
Mindset Reset: Once you identify waste, you naturally become more intentional with future spending.
Clarity Gain: Fewer recurring charges make your finances simpler and easier to manage.
Productive Reuse: Redirect the savings toward investments or debt payoff where it can actually grow.
Do This Next: Check your last three bank statements and cancel at least one subscription you no longer use.
Serious about your money? See our guides on investing and building wealth.
ACTION PLAN✅
Let’s Make Money Today!
Quick Money: Take $25 you would normally spend this week and put it into a high-yield savings or index fund to start compounding immediately.
Pay Yourself First: Set up automatic investing before bills or spending to make wealth building effortless and consistent.
Know Your Number: Track your net worth at the end of each month to measure progress and stay motivated.
Cut Waste: Review your subscriptions today and cancel anything you do not use so that money can go toward savings or investing.
We also keep a short list of other newsletters that consistently deliver smart, actionable ideas on money, work, and wealth building.
See our curated picks here for fresh perspectives worth your time.
QUOTE CORNER📄
Bonus Quote
-John Jacob Astor
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The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.