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THE MONEY IDEA💡
4 Stocks on Sale

Welcome, we are {{active_subscriber_count}} Money Masters and counting!

Even in a market where many sectors are priced in, a few high quality names are still trading at attractive discounts. Gathered by Morningstar experts, this week’s picks highlight companies with strong fundamentals, healthy balance sheets, and room for both earnings growth and valuation expansion. These four stocks are on sale today but their prices may not stay low for long.

Let’s dive in.

THE MONEY IDEA💡
4 Stocks on Sale

Bottom Line: Near-term volatility has masked Clorox’s durable moat and margin recovery potential, offering a 29% discount for patient investors.

  • Dividend Appeal – A 3.9% yield offers steady income in a defensive sector that rarely trades at discounts.

  • ERP Transition – Temporary operational disruptions from a system upgrade could lead to meaningful long-term efficiency gains.

  • Institutional Skepticism – Investor sentiment remains subdued after pandemic-era overvaluation and the costly 2023 cyberattack.

  • Margin Expansion – Operating margins are projected to improve by 110 basis points by 2029 as efficiencies take hold.

  • Attractive Multiples – Shares trade at just 16x forward earnings, well below sector norms despite stable fundamentals.

Do This Next: Begin accumulating shares under $123 and track Q3 earnings for evidence of sustained margin recovery.

Bottom Line: CNH offers contrarian deep value with substantial growth potential when the agriculture cycle turns.

  • Cyclical Low Priced In – Shares already reflect ongoing weakness in the agricultural equipment market.

  • Best Ideas Addition – Earned a spot on Morningstar’s Best Ideas list after reaffirming 2025 guidance despite revenue declines.

  • Margin Recovery – Gradual improvement expected as the ag cycle normalizes and operating leverage returns.

  • Attractive Multiple – Valuation of 10x projected 2026 earnings offers significant upside for long-term investors.

  • Growth Upside – Analysts forecast 20% average annual EPS growth from 2027 to 2029 as demand rebounds.

Do This Next: Initiate a position below $13 and consider adding if market volatility keeps shares undervalued.

Bottom Line: Polaris is nearing the end of its reset in demand, offering both yield and valuation-driven upside.

  • High Yield – A 5.2% dividend rewards investors while waiting for a cyclical recovery.

  • Post-Pandemic ResetSales declines are moderating after a sharp pullback from 2020’s demand surge.

  • Margin Recovery Potential – Operating margins are expected to climb from 0.8% in 2025 to over 6% by 2029.

  • Industry Tailwinds – Lower inventories and leaner cost structures position Polaris for stronger earnings leverage.

  • Earnings Upside – P/E could fall from 24x in 2026 to just 10x in 2028 as profitability improves.

Do This Next: Buy below $60 and hold for potential re-rating as consumer demand cycles higher.

Bottom Line: Berkshire remains a core holding for stability, diversification, and dependable execution at a modest discount.

Do This Next: Hold as a cornerstone position and add on pullbacks toward $465 for long-term compounding.

ACTION PLAN
Our Recommendations

  • CLX: Buy ≤ $123; monitor Q3 margins.

  • CNHI: Buy ≤ $13; add if weakness persists.

  • PII: Buy ≤ $60; hold for consumer cycle rebound.

  • BRK.B: Hold core; add ≤ $465.

If you’re looking for more smart, actionable ideas beyond this week’s picks, we’ve gathered a short list of other high-quality newsletters worth your time.
See our curated picks here — practical insights on money, work, and life from trusted sources.

QUOTE CORNER📄
Quote of The Week

You are now closer to money mastery!🎉
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