In partnership with
7+ Revenue Streams from One Business
Most companies chase one or two ways to make money. Surf Lakes has at least seven.
At the heart of it all is their patented 360° wave tech that creates 2,000 surfable rides per hour for beginners and pros alike. That single breakthrough unlocks multiple revenue streams: licensing fees, royalties, memberships, day passes, media, coaching, food, retail, and direct park operations. Another key aspect of this technology is it creates 1/2 mile of beachside property development opportunity, which can provide exponential value to each project.
It’s why surfing legends Tom Curren and Mark “Occy” Occhilupo are proud and vocal ambassadors of Surf Lakes.
Actor Chris Hemsworth even said this after his Surf Lakes experience: “What an incredible setup! Really thankful I got to test this out…an awesome day.”
Surf tourism is a $65B global industry, yet fewer than 1% of people can access real waves. Surf Lakes makes it possible anywhere, turning cities into surf destinations.
They’ve already sold nine licenses worldwide, and the expansion is coming. Invest in Surf Lakes by 10/30 at 11:59 PM PT.
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THE MONEY IDEA💡
4 Stocks to Buy Before the Market Turns
Welcome, we are {{active_subscriber_count}} Money Masters and counting!
Markets are riding a fragile wave of optimism as investors brace for key earnings and the Fed’s next move. Beneath the surface, leadership is narrowing and risks in valuation are creeping higher as signs of fatigue appear across sectors. In this week’s edition, we spotlight four stocks from Morningstar with strong fundamentals and meaningful discounts that can hold steady when the market turns.
Let’s dive in.
We must be prepared.
THE MONEY IDEA💡
4 Stocks to Buy Before the Market Turns
Bottom Line: The nation’s premier shipbuilder is entering a margin expansion cycle with multiyear revenue visibility.
Strategic Position: As the sole supplier of U.S. nuclear aircraft carriers, HII is deeply embedded in long-term defense spending plans.
Contract Reset: Inflation-era losses are rolling off, while new contracts reflect higher pricing and improved cost pass-throughs.
Backlog Depth: Multi-billion dollar naval commitments ensure consistent revenue and operational efficiency gains.
Earnings Recovery: Operating margins are forecast to climb from 5% in 2024 to nearly 9% by 2029, driving steady EPS growth.
Valuation Setup: Despite a 50% rally this year, shares still trade at a 14% discount to fair value with room for continued re-rating.
Do This Next: Hold or initiate a position to capture both cash yield and gradual valuation expansion as margins normalize.
Bottom Line: A global medical device leader poised to benefit from aging demographics, innovation, and steady cash generation.
Structural Growth: Expanding demand for pacemakers, heart valves, and insulin pumps anchors a predictable revenue base.
Execution Recovery: Management’s renewed focus on efficiency and product launches is driving margin improvement.
Economic Moat: Switching costs and intellectual property create durable competitive advantages across major product lines.
Rotation Catalyst: Healthcare’s defensive qualities attract capital as investors rebalance from high-multiple growth sectors.
Valuation Setup: Shares trade at a mid-teens discount to fair value, offering quality exposure with a 3% dividend kicker.
Do This Next: Establish a core position and consider adding after earnings if guidance confirms accelerating momentum.
Bottom Line: A wide-moat consumer staple emerging from a cocoa cost shock and ready to reclaim historical profitability.
Supply Shift: Cocoa prices are rolling over as new supply comes online, easing input cost pressures across confectionery lines.
Brand Durability: Household names and dominant shelf space keep Hershey’s pricing power intact even amid inflation cycles.
Margin Repair: Normalized input costs and disciplined expense management should rebuild operating margins over the next two years.
Dividend Appeal: A 3% yield and consistent buybacks provide investors with stability while waiting for a rerate.
Valuation Setup: Now at an 11% discount to fair value, HSY offers an appealing entry point for defensive investors.
Do This Next: Accumulate gradually and let falling commodity costs and brand strength restore long-term value.
Bottom Line: A global leader in agriculture and construction equipment poised to rebound as demand normalizes after a pandemic pull forward.
Cycle Context: Farm incomes and commodity prices cooled after 2021 to 2023 strength which pressured new equipment purchases and dealer inventories.
Normalization Path: Production and agricultural upgrades support a gradual recovery in volumes and pricing without chasing share.
Operating Leverage: Fixed cost absorption improves as units recover which expands margins faster than revenue on the upswing.
Aftermarket Anchor: A large installed base and parts and service revenue provide resilient cash flow through the cycle.
Valuation Setup: Today’s multiple reflects earnings with growth potential if 2026 volumes trend toward historical averages.
Do This Next: Start a two step position and add on post earnings volatility to ride the multi year normalization.
Just as awesome as the Deere investment gains.
ACTION PLAN✅
Let’s Make Money Today!
Quick Money: Balance cyclicality with defense using Invesco S&P 500 Equal Weight ETF $RSP ( 0.0% ) for diversification and Health Care Select Sector SPDR $XLV ( 0.0% ) for stability and income.
$MDT ( 0.0% ) – Build a core position for durable growth high switching costs and multi year demographic tailwinds.
$HII ( 0.0% ) – Hold for defense backlog visibility and improving shipbuilding profitability through 2026.
$HSY ( 0.0% ) – Accumulate as cocoa pressures fade and earnings power returns to historical strength.
$DE ( 0.0% ) – Begin a starter position and scale on dips as volumes normalize and operating leverage rebuilds margins.
If you’re looking for more smart, actionable ideas beyond this week’s picks, we’ve gathered a short list of other high-quality newsletters worth your time.
See our curated picks here — practical insights on money, work, and life from trusted sources.
QUOTE CORNER📄
Quote of The Week
-Puneet Singh Bedi
Your time is too expensive to waste.
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The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.