3 Tricks Billionaires Use to Help Protect Wealth Through Shaky Markets

“If I hear bad news about the stock market one more time, I’m gonna be sick.”

We get it. Investors are rattled, costs keep rising, and the world keeps getting weirder.

So, who’s better at handling their money than the uber-rich?

Have 3 long-term investing tips UBS (Swiss bank) shared for shaky times:

  1. Hold extra cash for expenses and buying cheap if markets fall.

  2. Diversify outside stocks (Gold, real estate, etc.).

  3. Hold a slice of wealth in alternatives that tend not to move with equities.

The catch? Most alternatives aren’t open to everyday investors

That’s why Masterworks exists: 70,000+ members invest in shares of something that’s appreciated more overall than the S&P 500 over 30 years without moving in lockstep with it.*

Contemporary and post war art by legends like Banksy, Basquiat, and more.

Sounds crazy, but it’s real. One way to help reclaim control this week:

*Past performance is not indicative of future returns. Investing involves risk. Reg A disclosures: masterworks.com/cd

HOT OFF THE PRESS🔥
💰Momentum Reasserts Itself

Welcome, we are {{active_subscriber_count}} Money Masters and counting!

Markets pushed decisively higher Tuesday, with the Dow and S&P 500 both closing at fresh record highs as renewed enthusiasm around artificial intelligence offset weakness in energy and lingering macro uncertainty. Unlike last week’s pause, this move felt deliberate, led by earnings power and long term themes rather than speculation.

This is not broad euphoria, it is leadership asserting itself again.

Market Mood: Constructive but Concentrated 🚦

Conviction Level: ●●●●○ (4/5)
Momentum has re-strengthened, though gains remain dependent on a narrow group of high conviction drivers.

We’ve opened the Money Masters Community for readers who want to think beyond weekly market moves and sharpen their investing judgment.

It’s a focused space for disciplined investors who value clarity over noise.

Now let’s dive in ↓

Momentum builds quietly before it becomes obvious.

BIG IDEA 1💡
AI Leadership Carries the Market

Market Recap

  • Records Return – The Dow closed above 49,000 for the first time as large cap leadership reasserted control.

  • Tech Leads Again – The Nasdaq and S&P climbed alongside renewed optimism in AI infrastructure and data center demand.

  • Energy Cools – Oil prices slid on supply concerns tied to Venezuela, reversing the prior session’s rally.

AI Leadership Tightens Its Grip

  • NVIDIA at CES – CEO Jensen Huang unveiled the Rubin platform and open source Alpamayo models now in full production, reinforcing Nvidia’s system level dominance.

  • Demand Accelerates – Management described AI demand as “skyrocketing,” with no visible hesitation across data center, memory, or automotive pipelines.

  • Ecosystem Effects – Memory stocks surged as AI architectures increase storage intensity, while Alpamayo expands autonomy access beyond a single winner.

Tesla’s Advantage Faces Long Term Pressure

  • Tesla Shares Slip – The stock pulled back as Nvidia’s open source models enable competitors to close the self driving technology gap.

  • Timeline Matters – Elon Musk framed the competitive threat as several years away, suggesting no immediate disruption to Tesla’s roadmap.

  • Narrative Evolves – Markets continue to value Tesla more as a long term AI and robotics platform than a near term vehicle delivery story.

BIG IDEA 2💡
Policy Signals and Crypto Find Their Footing

Bitcoin and Tokenization

  • Floor FormingBernstein believes Bitcoin has likely bottomed as tokenization momentum builds.

  • 2026 Focus – Analysts see stablecoins, real world assets, and prediction markets driving the next crypto cycle.

  • Targets Rise – Bernstein forecasts Bitcoin at $150,000 in 2026 with a potential $200,000 peak in 2027.

Fed Speak Takes Center Stage

  • Rate Cuts Back on the Table – Fed Governor Stephen Miran suggested cuts exceeding 100 basis points may be needed in 2026.

  • Policy Still Restrictive – Officials increasingly acknowledge that current settings are weighing on growth.

  • Jobs Data Looms – Friday’s employment report will shape near term rate expectations and risk appetite.

Institutional Signals Improve

  • Morgan Stanley ETFs Filed – The bank submitted proposals for Bitcoin and Solana ETFs, signaling deeper institutional acceptance.

  • Index Relief – MSCI confirmed it will not exclude digital asset treasury companies from its major indexes.

  • Strategy Rebounds – Strategy Inc. shares jumped after index inclusion fears eased.

Need our expert tips? Grab our Money Mastery guides today.

MEME CORNER😁
Our Favorite Meme of the Day

Don’t be that guy.

ACTION PLAN
Let’s Make Money Today!

Quick Money – Stick with the market’s winners and avoid chasing second tier AI plays that are moving purely on headlines.

  • Lean Into Leaders – Prioritize companies with proven demand, pricing power, and an ecosystem advantage that compounds over time.

  • Respect the Timeline – Treat autonomy and open source AI shifts as multi year competitive pressure rather than an overnight Tesla collapse.

  • Stay Data Dependent – Let Friday’s jobs report and Fed commentary guide how aggressive you get with new risk this week.

  • Keep Dry Powder – If volatility spikes, you want cash available to add to high-quality positions, not forced selling.

Bonus Resource: We keep a short list of the smartest newsletters we read every week — each one offers unique strategies and insights we can vouch for.
Click here to see the list.

Optional Deep Dive
For those looking for a longer-term framework to navigate pullbacks, rate cycles, and uncertainty, The Money Path breaks down the process step by step.

INFLATION REPORT💸
Today’s Inflation Rate: 2.30% (Relatively Down)

Inflation: 2.30% as of January 6, 2026

You are now closer to money mastery!🎉
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