S&P 500 Barely Breaks New Record

Author

Kenny G
July 23, 2025

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HOT OFF THE PRESS🔥
💰S&P 500 Barely Breaks New Record

Welcome, we are 37,895 Money Masters and counting!

Markets edged higher as the S&P 500 notched a new closing high, but the gains were shallow. Investor enthusiasm showed signs of cooling with chip stocks slipping, earnings delivering mixed messages, and trade tensions building. Beneath the surface, caution is rising and the path forward looks less certain.

Let’s go.

BIG IDEA 1💡
Earnings Hold Up, Policy Risks Rise

Markets Lose Steam at the Top

  • Stalling at the Summit – The S&P 500 eked out another record close, but the rally faded as buyers stepped back.

  • Tech Takes a Breather – The Nasdaq slipped 0.4%, dragged down by weakness in semiconductors and fading AI enthusiasm.

  • AI Plans Cut – SoftBank and OpenAI scaled back their $500 billion Stargate project to a single data center, cooling investor excitement.

Earnings Paint a Mixed Picture

  • Strong Start, Mixed Signals – Over 85% of the S&P 500 is reporting this week, and most are beating expectations despite rising skepticism.

  • Homebuilders and Defense Shine – DR Horton exceeded home delivery targets, while Northrop Grumman raised its full-year forecast on defense demand.

  • Tesla and Alphabet in the Spotlight – All eyes turn to Tesla and Alphabet Wednesday, with Tesla’s 21% drop in California registrations raising concerns.

Tariff Fears Come Into Focus

  • Deadline Approaches – The August 1 implementation date for Trump’s next wave of tariffs is putting pressure on global trade outlooks.

  • Inflation Ripple Risk – New duties on copper, pharma, and tech parts could raise input costs and squeeze corporate margins.

  • Fed Likely to Stay Put – With inflation still elevated and political tensions brewing, the Fed is expected to keep rates unchanged next week.

BIG IDEA 2💡
Crypto Cools Off, Gold Gains Strength

Crypto Rally Hits a Wall

  • Bitcoin Pulls Back – After a rapid surge past $123,000, Bitcoin dropped to $118,500 as traders took profits and risk appetite waned.

  • Trump Media Goes Long BTC – The company revealed it holds $2 billion in Bitcoin, fueling both enthusiasm and ethical scrutiny given Trump’s crypto-linked policies.

  • Musk’s Quiet Move – SpaceX made its first Bitcoin transaction in over three years, quietly shifting $150 million worth of holdings on-chain.

Precious Metals Attract Investors

  • Gold Rises with Uncertainty – Spot gold climbed 0.5% to $3,369 as a weaker dollar and geopolitical nerves spurred safe-haven buying.

  • Platinum and Palladium Climb – Platinum jumped 1.6% and palladium 2.1%, fueled by strong industrial demand and tighter global supply.

Fed’s Credibility Under Pressure

  • Powell Faces Political Heat – Trump’s ongoing criticism of Jerome Powell is raising fresh concerns about the Fed’s independence.

  • Foreign Bondholders on Edge – Major U.S. creditors like Japan and China may reassess Treasury exposure if Powell is removed.

  • Risk Rotation Underway – With volatility rising, many investors are shifting into high-quality bonds, dividend payers, and defensive sectors.

Need our expert tips? Grab our Money Mastery guides today.

INFLATION REPORT💸
Today’s Inflation Rate: 2.49% (down slightly)

You are now closer to money mastery!🎉
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